Since 2004 the Kineto platform(s) enabled some of the most complex digital financial services and distribution models around the world. The exceptional flexibility and vast configuration options combined with a superb cost-to-operate offer makes the Kineto bouquet of technologies some of the most advanced in the market today.
Not only do clients enjoy some of the fastest go-to-market time-frames from engagement to operational (within two weeks) with many “out of the box” applications and solutions in the Kineto offering, but also enjoy the flexibility of developing their own applications should they wish to. The Kineto e-Banking, e-Vending and other modules truly offer state of the art technology at the most competitive pricing.
An Enterprise Banking – Value Store & VAS e-Vending Platform. Enables quick to market benefits for many brands
Extensive
Extensive high volume transaction processing ability.
APIs
Develop your own applications onto the core platform
Smart ESB
Easy to integrate with ESB. Connect your own VAS and services.
Speed
Get your own comprehensive branded bank platform up and running, within 10 working days.
SOME CLIENTS
WHITE LABEL OPTIONS
SAMPLE WHITE LABEL APPS
Consult with Kineto
Re-think your understanding of mobile banking, mobile payments, e-banking, e-vending and financial services delivery. Benefit from Kineto’s white-label digital commerce solution, offered in the form of an innovative and secure private cloud payment platform.
Open doors for your brand and products world-wide by enabling emerging banking and e-wallets – making low cost, to no cost mobile payments and banking services a reality for your entire customer base.
Powered by Kineto’s complete, modular and innovative white-labeled secure private cloud a ‘quick to market’, simple and secure mobile payment and commerce solution can be adopted, while still retaining your own brand consistency.
Kineto’s platform will effectively increase your payment acceptance options in emerging markets, in an affordable, safe and secure payment environment.
Subscribe to our Newsletter
About Kineto
Our foundations are based on integrity and professionalism. With over fifteen years in the mobile payments industry, we provide a private cloud-based transaction platform, delivering quick to market financial services (e-vending, e-banking) and payment solutions. The platform is presented in a modular format and is constructed by an excellent breed of payment solutions in the form of a HUB. This HUB is robust, scalable, configurable with dynamic API’s. Kineto Mobile follows international security standards and the platform is certified by numerous central banks throughout Africa. With our innovative history in the financial services market, we’ve been part of many success stories, and have enabled some of the most simplistic, to some of the most complex business models found in the industry today.
Strategy
To form strategic partnerships with other companies and people, who have the same heart and vision.
To achieve the largest international footprint and cross-nation interoperability, with partner networks spanning Africa and the rest of the world.
Mission
To serve as a solutions company, by empowering people and communities with access to business, financial tools, education and healthcare instruments; using technology previously not accessible.
Vision
To improve the quality of life and positively impact millions of people, communities and nations.
Purpose
Kineto Mobile exists to bring low cost transaction banking to the market place!
FEATURES
-
ACCOUNT SERVICES
- Balance Enquiry
- Mini Statement
- Change Pin
- Register Agent
- Register Subscriber
- SMS Notifications
- Marketing / Advertising
-
SYSTEM CONTROLS
- Minimum Transaction Limit per Transaction Type
- Maximum Transaction Limit per Transaction Type
- Transaction Limit per Transaction Type per Day
- Transaction Limit per Transaction Type per Month
- Min Balance Level per Account Category (Neg Incl)
- Max Balance Level per Account Category
- Turnover Limits & Transaction Type Limits
-
KYC ENROLMENT (COMPREHENSIVE TO LITE)
- With biometric – photo, signature and documents are all captured via enrollment stations and synced and stored centrally.
-
DEBIT ORDERS
- Including Past Due collection Feature.
-
DYNAMIC REALTIME SMS
- By Account Type.
- By Profile.
- Per Transaction Type.
- Real-time configurable.
-
SMS CAMPAIGNS
- Create campaigns using key words.
- Own selection criteria based on actual data.
- SMS or email.
- Billable to defined account.
-
FINANCIAL TRANSACTIONS
- Deposits (incl Cash-In at Agent)
- Withdrawals (incl Cash-Out at Agent)
- Money Transfer (Cash to Cash, Cash to Account, Account to Cash, Account to Account)
- Payment / Purchases (Retail)
- Batch Payment / Payroll
- Bill Payment
- Airtime Top-up
- Other Value Added Services
-
PROFILES
- Fee Profiles
- Commission Profiles
- Account Type Profiles
- Limit Profiles
- Communication Profiles
-
SELF REGISTRATION
- Mini eWallet
-
PATENTED 2D PAYMENTS
- Most effective, safest mobile payment option for retailer, B2P, B2B, and e-commerce (Web Purchases).
-
CARD LESS WITHDRAWALS
- Withdrawal cash at ATM, without using a card.
-
DATA WAREGOUSE AND REPORTING
- Separate populated Data Warehouse on normalised data.
- Write own reports.
- Caters for add-on modules, such as SMS Campaigns.
-
SUB ACCOUNT SYSTEM
- Sub accounts for separate types of value store function, budget or controlled spending, storing of general loyalty and rewards or locked to a specific merchants for future spending.
- Commodity values stored in sub accounts and exchangeable between other values
-
MULTI LEVEL AGENT & DISTRIBUTION
- 7 Levels
- Any level can sell – all levels benefit
- Commission / Discount per Transaction
- Mobile Recharge
- Voucher Management
- Airtime Transfer
- Any and every possible electronic product capable
-
MOBILE APPLICATIONS
- XHTML (WAP), iPhone, Android, (Java, USSD, SMS).
-
LOYALTY AND REWARDS
- Instant or accrued.
- Percentage, Fixed or Tiered.
-
ENHANCED AUDIT TRAILS
- For easy call centre access.
-
MULTI CHANNEL MULTI MODULE
- Mobile phone (USSD, Java, Smart Phone, WAP, WIG).
- Simple hassle free card issuing (3 minutes).
- POS (EFT Machines).
- Kiosk (touch screen).
- Internet (Web) for all administrative tasks.
- Till integration (retail).
- SMS notifications.
- Multi tier products platform (vending).
- ATM controller.
- Bank Switch.
- Security server.
- Loyalty / Rewards.
BENEFITS
Support for multiple currencies.
Support for multiple languages.
Through a private cloud platform – deployment is rapid. Soft launch possible within 10 days.
Supports multiple networks from a single cloud platform.
Designed for load balanced – fault tolerant (24x7x52) availability.
Incorporates latest world-class security systems.
Easy and seamless update of menus / functionality.
Can start with some modules only, can enable more modules later.
Enhancements and changes done quickly and efficiently, due to a well-designed and architected platform.
With years of experience and knowledge, solutions are enabled for all aspects of the market, in a timely manner. Whether it be mobile, POS, kiosk, card or retail solutions.
Take your business to new heights with Kineto Mobile Banking and Payments
The Kineto Group
Kineto Holdings Ltd, registered in the UK, is the International Holdings company of the Kineto Mobile group of companies providing banking, e-vending and other platforms and technologies under their ownership on a white-label subscription or enterprise operation basis. Continental companies include Kineto Africa, Kineto Europe, Kineto CALA (Central and Latin America), Kineto USA and expanding to other continents.