Since 2004 the Kineto platform(s) enabled some of the most complex digital financial services and distribution models around the world. The exceptional flexibility and vast configuration options combined with a superb cost-to-operate offer makes the Kineto bouquet of technologies some of the most advanced in the market today.
Not only do clients enjoy some of the fastest go-to-market time-frames from engagement to operational (within two weeks) with many “out of the box” applications and solutions in the Kineto offering, but also enjoy the flexibility of developing their own applications should they wish to. The Kineto e-Banking, e-Vending and other modules truly offer state of the art technology at the most competitive pricing.
An Enterprise e-Banking & e-Vending Platform that enables quick to market digital products for many brands
“A powerful tool to prevent fraud and money laundry through innovation and design”
Extensive high volume transaction processing ability.
Develop your own applications onto the core platform
Easy to integrate with ESB. Connect your own VAS and services.
Get your own comprehensive branded bank platform up and running, within 7 working days.
PLATFORM OF PLATFORMS
ENTERPRISE -> SILO -> COMMUNITY
MODULES USED INDIVIDUALLY OR IN COMBINATION
Commercial offering of the Kineto platforms are managed through a formal sales structure which includes various levels of entry. (A) Dedicated Enterprise Operators, typically a company with existing operations and resources, whom operates a white-labeled copy of the Kineto platform(s) as dedicated enterprise deployment in AWS and take on new subscriptions onto the platform and (B) An individual Silo or institution configured on such existing enterprise deployment as a white label client, either an individual or company and (C) a community looking to operate financial services and e-Vending will be configured on an existing Silo as mentioned above.
Both the SP and the SAM roles are focused on direct relationship with clients and founded on appropriate Kineto technologies technical expertise and know-how level, achieved by training programs, according to the levels associated with their roles.
WHITE LABEL OPTIONS
Sample Android apps
Consult with Kineto
Re-think your understanding of mobile banking, mobile payments, e-banking, e-vending and financial services delivery. Benefit from Kineto’s white-label digital commerce solution, offered in the form of an innovative and secure private cloud payment platform.
Open doors for your brand and products world-wide by enabling emerging banking and e-wallets – making low cost, to no cost mobile payments and banking services a reality for your entire customer base.
Powered by Kineto’s complete, modular and innovative white-labeled secure private cloud a ‘quick to market’, simple and secure mobile payment and commerce solution can be adopted, while still retaining your own brand consistency.
Kineto’s platform will effectively increase your payment acceptance options in emerging markets, in an affordable, safe and secure payment environment.
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Our foundations are based on integrity and professionalism. With over fifteen years in the mobile payments industry, we provide a private cloud-based transaction platform, delivering quick to market financial services (e-vending, e-banking) and payment solutions. The platform is presented in a modular format and is constructed by an excellent breed of payment solutions in the form of a HUB. This HUB is robust, scalable, configurable with dynamic API’s. Kineto Mobile follows international security standards and the platform is certified by numerous central banks throughout Africa. With our innovative history in the financial services market, we’ve been part of many success stories, and have enabled some of the most simplistic, to some of the most complex business models found in the industry today.
To form strategic partnerships with other companies and people, who have the same heart and vision.
To achieve the largest international footprint and cross-nation interoperability, with partner networks spanning Africa and the rest of the world.
To serve as a solutions company, by empowering people and communities with access to business, financial tools, education and healthcare instruments; using technology previously not accessible.
To improve the quality of life and positively impact millions of people, communities and nations.
Kineto Mobile exists to bring low cost transaction banking to the market place!
Benefits & Features
Through a private cloud platform – deployment is rapid. Soft launch possible within a week.
- Can start with some modules only, can enable more modules later.
- Enhancements and changes done quickly and efficiently, due to a well designed and architected platform.
- Automatic scaling of database tables, as volumes increase, based on internal algorithm.
Running in multiple countries, with various Partners (special focus on SADC).
- Designed for load balanced – fault tolerant (24x7x52) availability.
- Incorporates latest world-class security systems.
Supports multiple networks from a single cloud platform.
- Mobile phone (USSD, Java, Smart Phone, WAP, WIG).
- Simple hassle free card issuing (3 minutes).
- POS (EFT Machines).
- Kiosk (touch screen).
- Internet (Web) for all administrative tasks.
- Till integration (retail).
- SMS notifications.
- Multi tier products platform (vending).
- ATM controller.
- Bank Switch.
- Security server.
- Loyalty / Rewards.
Support for multiple currencies.
Support for multiple languages.
Easy and seamless update of menus / functionality.
With years of experience and knowledge, solutions are enabled for all aspects of the market, in a timely manner. Whether it be mobile, POS, kiosk, card or retail solutions.
- Deposits (incl Cash-In at Agent)
- Withdrawals (incl Cash-Out at Agent)
- Money Transfer (Cash to Cash, Cash to Account, Account to Cash, Account to Account)
- Payment / Purchases (Retail)
- Batch Payment / Payroll
- Bill Payment
- Airtime Top-up
- Other Value Added Services
- Balance Enquiry
- Mini Statement
- Change Pin
- Register Agent
- Register Subscriber
- SMS Notifications
- Marketing / Advertising
Sub accounts for separate types of value store function, budget or controlled spending, storing of general loyalty and rewards or locked to a specific merchants for future spending.
- Minimum Transaction Limit per Transaction Type
- Maximum Transaction Limit per Transaction Type
- Transaction Limit per Transaction Type per Day
- Transaction Limit per Transaction Type per Month
- Min Balance Level per Account Category (Neg Incl)
- Max Balance Level per Account Category
- Turnover Limits & Transaction Type Limits
- Fee Profiles
- Commission Profiles
- Account Type Profiles
- Limit Profiles
- Communication Profiles
- 7 Levels
- Any level can sell – all levels benefit
- Commission / Discount per Transaction
- Mobile Recharge
- Voucher Management
- Airtime Transfer
- Any and every possible electronic product capable
With biometric – photo, signature and documents are all captured via enrollment stations and synced and stored centrally.
XHTML (WAP), iPhone, Android, (Java, USSD, SMS).
Including Past Due collection Feature.
Most effective, safest mobile payment option for retailer, B2P, B2B, and e-commerce (Web Purchases). 2D is a very convenient, safe, simple and quick way to make payments, receive money, send money and earn rewards with your e-wallet account. With 2D payments you do not need any cash and you do not need to provide any form of identification when you use 2D. Your information is never used nor do you have to do anything more than simply enter the code in your e-wallet mobile application and confirm the transaction.
- Instant or accrued.
- Percentage, Fixed or Tiered.
- Based on Account Type.
For end of month collections.
- By Account Type.
- By Profile.
- Per Transaction Type.
- Real-time configurable.
- Immediately effective.
Withdrawal cash at ATM, without using a card.
For easy call centre access.
- Create campaigns using key words.
- Own selection criteria based on actual data.
- SMS or email.
- Billable to defined account.
- Separate populated Data Warehouse on normalised data.
- Write own reports.
- Caters for add-on modules, such as SMS Campaigns.
Take your business to new heights with Kineto Mobile Banking and Payments
The Kineto Group
Kineto Holdings Ltd, registered in the UK, is the International Holdings company of the Kineto Mobile group of companies providing banking, e-vending and other platforms and technologies under their ownership on a white-label subscription or enterprise operation basis. Continental companies include Kineto Africa, Kineto Europe, Kineto CALA (Central and Latin America), Kineto USA and expanding to other continents.