We Enable Future Proof Digital Financial Services
Since 2004 the Kineto platform(s) helped financial institutions to rapidly deliver business value in a constantly changing market. Our world-class cloud deployed solution is the driving force behind our clients as they grow, scale and transform to meet evolving digital demands.
There Is No Substitute For Speed And Agility. Our Core Banking & VAS e-Vending Engines Keep You Ahead.
Achieve your strategic objectives by operating on our technology instead of just running a bank. We enable clients to realise business and customer value in a fraction of the time by removing the complexity of a legacy core banking system
Some Clients & Strategic Partners
Our clients and strategic partners range from fintech startups to top banks and consulting firms, some are at the bleeding edge of innovation and others just starting their journey. They are all striving to transcend beyond the current digital banking and commerce world
Our Service Is White Labeled
Kineto is essentially a white label enabler and provides access to its cloud based technologies and platforms through direct enterprise level engagement or through a Strategic Partner channel for all smaller or startup companies looking to benefit from and subscribe to any or all of the platforms, services or modules made available on the PaaS offering.
e-Banking / Value Store Platform
Some facts to consider
VAS e-Vending Platform
Some facts to consider
SAMPLE WHITE LABEL APPS
Consult with Kineto
Re-think your understanding of mobile banking, mobile payments, e-banking, e-vending and financial services delivery. Benefit from Kineto’s white-label digital commerce solution, offered in the form of an innovative and secure private cloud payment platform.
Open doors for your brand and products world-wide by enabling emerging banking and e-wallets – making low cost, to no cost mobile payments and banking services a reality for your entire customer base.
Powered by Kineto’s complete, modular and innovative white-labeled secure private cloud a ‘quick to market’, simple and secure mobile payment and commerce solution can be adopted, while still retaining your own brand consistency.
Kineto’s platform will effectively increase your payment acceptance options in emerging markets, in an affordable, safe and secure payment environment.
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Our foundations are based on integrity and professionalism. With over fifteen years in the mobile payments industry, we provide a private cloud-based transaction platform, delivering quick to market financial services (e-vending, e-banking) and payment solutions. The platform is presented in a modular format and is constructed by an excellent breed of payment solutions in the form of a HUB. This HUB is robust, scalable, configurable with dynamic API’s. Kineto Mobile follows international security standards and the platform is certified by numerous central banks throughout Africa. With our innovative history in the financial services market, we’ve been part of many success stories, and have enabled some of the most simplistic, to some of the most complex business models found in the industry today.
To form strategic partnerships with other companies and people, who have the same heart and vision.
To achieve the largest international footprint and cross-nation interoperability, with partner networks spanning Africa and the rest of the world.
To serve as a solutions company, by empowering people and communities with access to business, financial tools, education and healthcare instruments; using technology previously not accessible.
To improve the quality of life and positively impact millions of people, communities and nations.
Kineto Mobile exists to bring low cost transaction banking to the market place!
- Balance Enquiry
- Mini Statement
- Change Pin
- Register Agent
- Register Subscriber
- SMS Notifications
- Marketing / Advertising
- Minimum Transaction Limit per Transaction Type
- Maximum Transaction Limit per Transaction Type
- Transaction Limit per Transaction Type per Day
- Transaction Limit per Transaction Type per Month
- Min Balance Level per Account Category (Neg Incl)
- Max Balance Level per Account Category
- Turnover Limits & Transaction Type Limits
KYC ENROLMENT (COMPREHENSIVE TO LITE)
- With biometric – photo, signature and documents are all captured via enrollment stations and synced and stored centrally.
- Including Past Due collection Feature.
DYNAMIC REALTIME SMS
- By Account Type.
- By Profile.
- Per Transaction Type.
- Real-time configurable.
- Create campaigns using key words.
- Own selection criteria based on actual data.
- SMS or email.
- Billable to defined account.
- Deposits (incl Cash-In at Agent)
- Withdrawals (incl Cash-Out at Agent)
- Money Transfer (Cash to Cash, Cash to Account, Account to Cash, Account to Account)
- Payment / Purchases (Retail)
- Batch Payment / Payroll
- Bill Payment
- Airtime Top-up
- Other Value Added Services
- Fee Profiles
- Commission Profiles
- Account Type Profiles
- Limit Profiles
- Communication Profiles
- Mini eWallet
PATENTED 2D PAYMENTS
- Most effective, safest mobile payment option for retailer, B2P, B2B, and e-commerce (Web Purchases).
CARD LESS WITHDRAWALS
- Withdrawal cash at ATM, without using a card.
DATA WAREGOUSE AND REPORTING
- Separate populated Data Warehouse on normalised data.
- Write own reports.
- Caters for add-on modules, such as SMS Campaigns.
SUB ACCOUNT SYSTEM
- Sub accounts for separate types of value store function, budget or controlled spending, storing of general loyalty and rewards or locked to a specific merchants for future spending.
- Commodity values stored in sub accounts and exchangeable between other values
MULTI LEVEL AGENT & DISTRIBUTION
- 7 Levels
- Any level can sell – all levels benefit
- Commission / Discount per Transaction
- Mobile Recharge
- Voucher Management
- Airtime Transfer
- Any and every possible electronic product capable
- XHTML (WAP), iPhone, Android, (Java, USSD, SMS).
LOYALTY AND REWARDS
- Instant or accrued.
- Percentage, Fixed or Tiered.
ENHANCED AUDIT TRAILS
- For easy call centre access.
MULTI CHANNEL MULTI MODULE
- Mobile phone (USSD, Java, Smart Phone, WAP, WIG).
- Simple hassle free card issuing (3 minutes).
- POS (EFT Machines).
- Kiosk (touch screen).
- Internet (Web) for all administrative tasks.
- Till integration (retail).
- SMS notifications.
- Multi tier products platform (vending).
- ATM controller.
- Bank Switch.
- Security server.
- Loyalty / Rewards.
Through a private cloud platform – deployment is rapid. Soft launch possible within 10 days.
Supports multiple networks from a single cloud platform.
Designed for load balanced – fault tolerant (24x7x52) availability.
Incorporates latest world-class security systems.
Easy and seamless update of menus / functionality.
Can start with some modules only, can enable more modules later.
Enhancements and changes done quickly and efficiently, due to a well-designed and architected platform.
With years of experience and knowledge, solutions are enabled for all aspects of the market, in a timely manner. Whether it be mobile, POS, kiosk, card or retail solutions.
Take your business to new heights with Kineto Mobile Banking and Payments
The Kineto Group
Kineto Holdings Ltd, registered in the UK, is the International Holdings company of the Kineto Mobile group of companies providing banking, e-vending and other platforms and technologies under their ownership on a white-label subscription or enterprise operation basis. Continental companies include Kineto Africa, Kineto Europe, Kineto CALA (Central and Latin America), Kineto USA and expanding to other continents.